Bridges Advisory Group
For businesses with $3–30M in sales

CFO & Accounting for Vertical SaaS

Bridges is a team of finance operators who have scaled B2B SaaS businesses from $5M ARR to a $1B exit. We run your financial operations, inform strategic decisions, and guide you through fundraise, growth, and exit.

See the impact
Collectly grows 3× after Series A
Keep Financial raises $9M seed from a16z
Atrios saves $35K in R&D tax credits
Kabbage exits to Amex for $1B

30+ vertical SaaS businesses guided through fundraise, growth, and exit

We've supported over 30 B2B SaaS businesses in financial services, healthcare, trade, and other verticals from seed through Series B. Our team brings more than 20 years of operating finance, fundraising, and M&A experience — deployed at the moments that count.

“Tim brought financial clarity that let us scale profitably, grow the team, invest in sales & marketing, and move fast without worrying about cash or risk.”

Levon Brutyan

Co-Founder & CEO · Collectly

Collectly

3×

Revenue growth in 18 months

“We overstaffed, margins collapsed, and runway shrank. Tim gave me the visibility to navigate it.”

Jacki Leahy

CEO · Activate the Magic

Activate the Magic
“Tim navigated Kabbage through near-zero runway — bringing financial discipline and analytical rigor — and prepared us for a premium exit.”

Rob Frohwein

Co-Founder & CEO · Kabbage

Kabbage

$1B

Exit to American Express

“We were bleeding money. Tim identified where and what to change. We got to profitability.”

Nick Steele

CFO · StimLabs

StimLabs

Our clients are backed by the best B2B SaaS investors

Andreessen HorowitzY CombinatorSapphire VenturesThomvest VenturesSoftBank

Senior finance leadership — without the full-time overhead

At seed to Series B, you don't need a full-time CFO, controller, and accountant. But you do need accurate books every month and experienced CFO judgment at pivotal moments. That's what Bridges delivers, at a fraction of the cost of building that team in-house.

Live in 30 days

We've scaled 30+ B2B SaaS companies — we know the playbook. No ramp period, no hand-holding.

50–75% less

No $300K+ salary, benefits, or equity. Invest your capital in growth and product, not G&A.

100% embedded

We translate financials into decisions — on hiring, pricing, and fundraising — and hold accountability.

Fractional CFO and bookkeeping for vertical SaaS — available monthly or quarterly

Strategic Finance

SaaS CFO — embedded with your team.

Monthly reviews, KPI dashboards, and guidance on hiring, pricing, and fundraising — without the full-time overhead.

What you get

  • Monthly reporting & analysis

    Enterprise, subscription, payments, API calls, tokens — calibrated to how your business actually makes money

  • Annual planning & budgeting

    Headcount, pricing, and capital allocation decisions tied to your growth targets

  • Strategic sessions

    Insights translated into actions for sales, product, and customer success

Pricing

From $4,750 / month

Explore Strategic Finance
Accrual Bookkeeping

Books that show your true business health.

Starts with a 6-week cleanup to rebuild your books to accrual standards. Then we own your monthly close — in 5–10 business days, every month.

What you get

  • Accrual financials, done right

    Platform fees, interchange, passthrough fees, and services separated. AR, clearing accounts, and liabilities — clean and current.

  • Delivered by the 5th–10th business day

    Documented close checklist, every month, built to scale.

  • Connected to your stack

    QBO or Rillet restructured to a SaaS chart of accounts — Stripe, payroll, and spend tools integrated.

Pricing

(based on your business complexity — transaction volume, number of entities, revenue stream count)

One-time cleanup (3–6 weeks)

$4,750+

Monthly bookkeeping (ongoing)

$2,750+ / month

Explore Accrual Bookkeeping

High-impact analysis. No monthly commitment.

Financial Modeling

A model built around your business model.

A 3-year Excel model with scenario analysis — built around contracts, self-serve, and usage.

What you get

  • Investor-grade monthly model

    Subscription, GPV, gross and net revenue, and burn — driver-based, easy to update as actuals come in

  • Scenario analysis

    Model pricing changes, payout schedule shifts, and headcount decisions before you commit

  • Fundraise-ready outputs

    ARR waterfall, unit economics, and GTM efficiency metrics ready for diligence

Pricing

From $4,750

Explore Financial Modeling
Cash & Runway

See your cash position 3–12 months out.

A rolling 12-month forecast built around your payout schedule, collections, and burn — with scenarios for every major decision.

What you get

  • 12-month cash forecast

    Payout timing, chargeback reserves, and collections modeled — not just a burn rate

  • Decision scenarios

    Hire, reprice, lose a client, or raise a bridge — modeled before you commit

  • Quarterly re-forecast

    Updated actuals, new scenarios, progress against annual goals

Pricing

From $4,750

Quarterly update from $1,750

Explore Cash & Runway
Spend Efficiency

Know where you're leaking margin — and fix it.

We break down net revenue by client and channel, identify what's compressing margin, and hand you a ranked plan to fix it.

What you get

  • Client and channel P&L

    Net revenue after interchange, platform fees, and refunds — ranked by true profitability

  • Drivers of the gap

    Underpricing, chargeback exposure, client mix, or passthrough fees eating into margin

  • A prioritized action plan

    Specific steps with owners and timelines — tracked quarterly

Pricing

From $4,750

Quarterly update from $1,750

Explore Spend Efficiency
Timur Salikhov, Founder & CEO of Bridges Advisory Group

Bridges brings specialized FinTech and payments experience to early-stage founders — before they're ready to build a full-time ops team.

Timur Salikhov, CFA

Founder & CEO

Built for vertical SaaS founders

We do our best work with founders past product-market fit — navigating the complexity that comes with scaling a vertical SaaS business: raising capital, deploying it, managing burn, and building toward an outcome.

Prior to Series A

  • Investor-ready model and data room
  • Clean books with proper revenue recognition
  • KPI framework calibrated to your target investors
  • Cap table, dilution, and use-of-funds modeled

During Growth

  • Headcount plan tied to GPV targets and payback
  • GTM spend tracked against pipeline and conversion
  • Burn and runway visible to the board monthly
  • Net revenue margin tracked and improved each quarter

Navigating a Transition

  • Margin triage — interchange costs, refund rates, client mix
  • CFO-level support through a pivot or leadership change
  • Restructuring plan with clear financial milestones
  • Transaction-ready financials and investor narrative

From onboarding to results — in 30 days

Most finance consultants hand you a report. We embed into your team, take ownership, and translate numbers into decisions.

Week 1

01 — Align

We evaluate your financials, data setup, and payments stack. Two hours of your time — we identify what matters most and where to start.

Weeks 1–4

02 — Build

We close gaps, build your reporting infrastructure, and deliver the first close or analysis. 2–4 hours of your time — then we run.

Weeks 3–6

03 — Deliver

Financials, forecast, and action plan delivered. From here, monthly or quarterly cadence.

FAQ

Common Questions

What services does Bridges offer?

Bridges provides two core services for vertical SaaS companies:

  • Fractional CFO: from $4,750/month — reporting, KPIs, planning, strategic guidance
  • Accrual Bookkeeping: cleanup from $4,750 · ongoing from $2,750/month — monthly close, revenue recognition, Stripe reconciliation

Additionally, Bridges offers one-time engagements, typically 2–4 weeks, from $4,750 each:

  • Cash & Runway — 13-week and 12-month rolling forecasts
  • Financial Modeling — investor-grade three-statement models
  • Spend Efficiency — CAC payback, LTV/CAC, and GTM efficiency analysis

All services are built specifically for vertical SaaS companies monetizing through subscriptions, payments, and services.

How is Bridges different from other fractional CFO firms for SaaS companies?

Bridges is exclusively built for vertical SaaS companies — not generalist startups. Our team of SaaS operators bring:

  • Experience in financial services, healthcare, insurance, and other regulated verticals
  • Deep expertise in Stripe Connect, take rate economics, and net revenue recognition
  • Strategy and books from one team — CFO and bookkeeping always aligned
  • No equity, no benefits, adjustable with 30 days' notice
What company types does Bridges work with?

Bridges works with B2B vertical SaaS companies between $3M and $30M in revenue. These companies are typically vertical SaaS processing payments, two-sided marketplaces, B2C subscription businesses, AR collection platforms, and healthcare vertical SaaS companies.

Bridges also supports VC-backed companies in B2B payments — seed through Series B.

  • Pre-raise: investor-grade model, data room, and clean books
  • Post-Series A: rigorous burn, GPV tracking, and unit economics as capital gets deployed
  • Series B: transition, exit prep, or cash crunch management
When should a vertical SaaS company hire a fractional CFO?

Vertical SaaS companies should hire a fractional CFO when business complexity, such as interchange accounting, gross vs. net revenue, and GPV forecasting, outpaces what a bookkeeper can handle — typically $3M+ revenue.

  • When the business is transitioning from founder-led sales to its first leadership team and financial decisions require more rigor
  • Before raising outside capital: model, KPI narrative, and diligence-ready financials
  • Following a fundraise: burn, payback, and net revenue margin tracked as capital deploys
  • Transition: pivot, leadership change, or cash crunch
How much does a fractional CFO cost for a vertical SaaS company?

Bridges fractional CFO engagements start from $4,750/month.

  • Scoped to your stage, revenue complexity, and time commitment
  • No equity, no benefits, no long notice period
  • Adjustable up or down with 30 days' notice
  • Operational within 2–4 weeks
How do I get started with Bridges?

A 15-minute call is enough to assess your setup and confirm fit.

  • Book an intro call on the Bridges website
  • Bridges reviews your current setup, books, and stage
  • You receive a scoped proposal with fixed pricing
  • Onboarding begins within one to two weeks of signing

See what Bridges can do for you

Let's get acquainted and explore how we can best support you.

Book a Call

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